The Ministry of Electronics and Information Technology (MeitY) has asked all central, state, UTs, departments, public sector undertakings, state corporations, municipal corporations, government bodies, and public utilities to integrate their applications with PayGov India, the national payment service platform, as a part of the digital India program.
The Union government is affirmative that this amalgamation will help citizens to make online and mobile-based payments for smooth execution of government services, payment of taxes, utility bills etc.
For enabling citizens to make online payments, MeitY has collaborated with the NSDL Database Management (NDML), a wholly owned subsidiary of NSDL, to provide a centralised payment gateway (PayGov India). The payment gateway has already been integrated with NSDG (National Service Delivery Gateway), SSDG (State Service Delivery), and the Mobile Seva platform to provide a single interface for connecting various state portals, national portal, e-government applications, and mobile-based services.
Business Standard reported that the platform will allow transactions for all public and private sector banks of India through credit cards, debit cards, net banking, immediate payment services, NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), BHIM, and Unified Payments Interface.
Different transaction fees have been set for every transaction done through different payment modes with PayGov. The rates have been negotiated with NDML specifically for government transaction and will be consistent across all states, UTs, and central departments.